Suffolk County dirty roof tarnish your home insurance?
Could your dirty roof tarnish your home insurance? Got a moldy or stained roof? If so, your home insurance could be in jeopardy. Home insurers frown on roofs that are dirty or in need of repair. “The condition of a roof can lead to a homeowner needing to file home insurance claims,” says Brian Boak, an insurance broker in New York. “It can also tell the quality of upkeep of the home which also may lead to other claims if the home isn’t properly maintained.” How does your home insurance company know your roof needs some love? Boak says insurers normally inspect a home when they issue a new policy. And some may requests further inspections even after the policy is in effect, if it needs to confirm the replacement cost of a home or if renovations are carried out, Boak says. And while Boak says a home insurance company might not automatically cancel a policy for a dirty roof, if the roof is moldy or mossy, the homeowner can expect a notice to show up in the ma...